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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,480 | $182,442-94.3% | $163,379-93.6% | $138,895-92.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 20.84% | 72.74%-51.9pp | 63.41%-42.6pp | 145.39%-124.6pp |
| Employer contribution / active EE | $1,067 | $4,159-74.3% | $3,752-71.6% | $4,194-74.6% |
| Participant deferral / active EE | $3,467 | $6,817-49.1% | $6,282-44.8% | $6,396-45.8% |
| Admin fee / account holder | $643 | $10,396-93.8% | $9,818-93.5% | $12,562-94.9% |