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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,288 | $117,846-74.3% | $102,434-70.4% | $145,884-79.2% |
| Participation rate | 95.8% | 78.6%+17.2pp | 76.5%+19.3pp | 80.3%+15.5pp |
| Annual return | 17.19% | 31.90%-14.7pp | 29.46%-12.3pp | 551.85%-534.7pp |
| Employer contribution / active EE | $3,195 | $3,615-11.6% | $3,023+5.7% | $4,662-31.5% |
| Participant deferral / active EE | $3,752 | $5,733-34.6% | $5,055-25.8% | $6,690-43.9% |
| Admin fee / account holder | $1,344 | $13,356-89.9% | $9,462-85.8% | $13,392-90.0% |