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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,296 | $63,845-41.6% | $81,370-54.2% | $80,959-53.9% |
| Participation rate | 93.2% | 63.9%+29.3pp | 69.5%+23.7pp | 67.7%+25.6pp |
| Annual return | 7.13% | 16.37%-9.2pp | 24.85%-17.7pp | 35.67%-28.5pp |
| Employer contribution / active EE | $2,403 | $1,980+21.4% | $2,464-2.5% | $2,757-12.8% |
| Participant deferral / active EE | $3,841 | $3,093+24.2% | $3,885-1.1% | $4,300-10.7% |
| Admin fee / account holder | $9,679 | $5,688+70.2% | $5,749+68.4% | $6,925+39.8% |