Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,105 | $101,795-80.2% | $165,100-87.8% | $80,959-75.2% |
| Participation rate | 69.2% | 71.8%-2.6pp | 78.6%-9.4pp | 67.7%+1.6pp |
| Annual return | 12.76% | 16.73%-4.0pp | 70.21%-57.4pp | 35.67%-22.9pp |
| Employer contribution / active EE | $1,982 | $2,954-32.9% | $4,348-54.4% | $2,757-28.1% |
| Participant deferral / active EE | $3,178 | $4,476-29.0% | $6,035-47.3% | $4,300-26.1% |
| Admin fee / account holder | $2,347 | $8,221-71.5% | $12,696-81.5% | $6,925-66.1% |