Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,916 | $86,050-85.0% | $189,758-93.2% | $94,015-86.3% |
| Participation rate | 50.0% | 68.9%-18.9pp | 79.8%-29.8pp | 70.8%-20.8pp |
| Annual return | 9.36% | 17.77%-8.4pp | 52.62%-43.3pp | 17.84%-8.5pp |
| Employer contribution / active EE | $974 | $2,819-65.4% | $4,767-79.6% | $2,790-65.1% |
| Participant deferral / active EE | $1,593 | $3,349-52.4% | $5,856-72.8% | $4,249-62.5% |
| Admin fee / account holder | $4,992 | $6,627-24.7% | $20,388-75.5% | $8,951-44.2% |