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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,092 | $51,642+140.3% | $129,384-4.1% | $80,935+53.3% |
| Participation rate | 53.1% | 56.9%-3.8pp | 69.6%-16.5pp | 67.7%-14.5pp |
| Annual return | 13.01% | 20.78%-7.8pp | 9461.77%-9448.8pp | 35.66%-22.6pp |
| Employer contribution / active EE | $741 | $1,583-53.2% | $4,153-82.2% | $2,757-73.1% |
| Participant deferral / active EE | $1,676 | $2,670-37.2% | $4,166-59.8% | $4,299-61.0% |
| Admin fee / account holder | $30,047 | $4,312+596.9% | $7,686+290.9% | $6,924+333.9% |