See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $11,204 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $7,400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,904 | $29,546+68.9% | $56,441-11.6% | $77,671-35.7% |
| Participation rate | 34.4% | 32.7%+1.7pp | 52.5%-18.1pp | 70.6%-36.2pp |
| Annual return | 12.06% | 19.01%-7.0pp | 1704.21%-1692.2pp | 31.21%-19.1pp |
| Employer contribution / active EE | $649 | $568+14.2% | $1,039-37.6% | $2,726-76.2% |
| Participant deferral / active EE | $997 | $1,061-6.1% | $1,953-49.0% | $4,648-78.6% |
| Admin fee / account holder | $500 | $1,046-52.2% | $2,829-82.3% | $430+16.1% |