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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,689 | $185,141-96.4% | $153,416-95.6% | $155,188-95.7% |
| Participation rate | 70.6% | 79.9%-9.3pp | 74.3%-3.8pp | 80.8%-10.2pp |
| Annual return | 10.82% | 18.72%-7.9pp | 17.84%-7.0pp | 148.84%-138.0pp |
| Employer contribution / active EE | $13 | $4,489-99.7% | $3,764-99.7% | $4,248-99.7% |
| Participant deferral / active EE | $1,595 | $5,477-70.9% | $4,723-66.2% | $6,531-75.6% |
| Admin fee / account holder | $4,416 | $16,005-72.4% | $13,095-66.3% | $14,480-69.5% |