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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,572 | $154,228+106.6% | $145,433+119.1% | $137,256+132.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.29% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $24,462 | $4,804+409.2% | $4,554+437.1% | $4,156+488.6% |
| Participant deferral / active EE | $14,235 | $8,216+73.3% | $7,897+80.3% | $6,407+122.2% |
| Admin fee / account holder | $10,451 | $14,344-27.1% | $13,129-20.4% | $12,270-14.8% |