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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,233 | $183,539+114.3% | $155,556+152.8% | $145,897+169.5% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 7.20% | 61.31%-54.1pp | 64.84%-57.6pp | 552.29%-545.1pp |
| Employer contribution / active EE | $8,205 | $5,315+54.4% | $4,675+75.5% | $4,663+76.0% |
| Participant deferral / active EE | $6,096 | $6,467-5.7% | $5,631+8.3% | $6,689-8.9% |
| Admin fee / account holder | $2,485 | $19,275-87.1% | $15,885-84.4% | $13,390-81.4% |