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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,233 | $183,592+114.2% | $155,574+152.8% | $145,877+169.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 7.20% | 61.37%-54.2pp | 64.87%-57.7pp | 551.28%-544.1pp |
| Employer contribution / active EE | $8,205 | $5,317+54.3% | $4,676+75.5% | $4,663+76.0% |
| Participant deferral / active EE | $6,096 | $6,466-5.7% | $5,629+8.3% | $6,691-8.9% |
| Admin fee / account holder | $2,485 | $19,316-87.1% | $15,914-84.4% | $13,402-81.5% |