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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,996 | $154,228+83.5% | $145,433+94.6% | $137,256+106.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.80% | 74.59%-59.8pp | 66.58%-51.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $5,430 | $4,804+13.0% | $4,554+19.2% | $4,156+30.7% |
| Participant deferral / active EE | $14,584 | $8,216+77.5% | $7,897+84.7% | $6,407+127.6% |
| Admin fee / account holder | $5,739 | $14,344-60.0% | $13,129-56.3% | $12,270-53.2% |