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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,996 | $156,398+80.9% | $147,318+92.1% | $138,895+103.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.80% | 78.75%-64.0pp | 70.43%-55.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $5,430 | $4,853+11.9% | $4,593+18.2% | $4,194+29.5% |
| Participant deferral / active EE | $14,584 | $8,237+77.0% | $7,906+84.5% | $6,396+128.0% |
| Admin fee / account holder | $5,739 | $14,976-61.7% | $13,708-58.1% | $12,562-54.3% |