Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,379 | $29,546-64.9% | $56,441-81.6% | $77,671-86.6% |
| Participation rate | 44.0% | 32.7%+11.4pp | 52.5%-8.5pp | 70.6%-26.5pp |
| Annual return | 10.25% | 19.01%-8.8pp | 1704.21%-1694.0pp | 31.21%-21.0pp |
| Employer contribution / active EE | $148 | $568-74.0% | $1,039-85.8% | $2,726-94.6% |
| Participant deferral / active EE | $483 | $1,061-54.5% | $1,953-75.3% | $4,648-89.6% |
| Admin fee / account holder | $465 | $1,046-55.5% | $2,829-83.6% | $430+8.1% |