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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,742 | $183,539-20.6% | $155,556-6.3% | $145,897-0.1% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 22.55% | 61.31%-38.8pp | 64.84%-42.3pp | 552.29%-529.7pp |
| Employer contribution / active EE | $3,501 | $5,315-34.1% | $4,675-25.1% | $4,663-24.9% |
| Participant deferral / active EE | $6,398 | $6,467-1.1% | $5,631+13.6% | $6,689-4.4% |
| Admin fee / account holder | $4,761 | $19,275-75.3% | $15,885-70.0% | $13,390-64.4% |