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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,508 | $159,978-14.7% | $147,041-7.2% | $145,978-6.5% |
| Participation rate | 64.3% | 84.0%-19.7pp | 82.2%-17.9pp | 80.3%-16.0pp |
| Annual return | 12.20% | 98.36%-86.2pp | 419.21%-407.0pp | 550.52%-538.3pp |
| Employer contribution / active EE | $2,124 | $5,288-59.8% | $4,935-57.0% | $4,662-54.4% |
| Participant deferral / active EE | $9,559 | $8,429+13.4% | $8,071+18.4% | $6,690+42.9% |
| Admin fee / account holder | $382 | $15,053-97.5% | $13,006-97.1% | $13,400-97.1% |