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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,508 | $160,028-14.7% | $147,080-7.2% | $145,884-6.4% |
| Participation rate | 64.3% | 84.0%-19.7pp | 82.2%-17.9pp | 80.3%-16.0pp |
| Annual return | 12.20% | 98.60%-86.4pp | 420.17%-408.0pp | 551.85%-539.6pp |
| Employer contribution / active EE | $2,124 | $5,286-59.8% | $4,933-56.9% | $4,662-54.4% |
| Participant deferral / active EE | $9,559 | $8,422+13.5% | $8,066+18.5% | $6,690+42.9% |
| Admin fee / account holder | $382 | $15,030-97.5% | $12,989-97.1% | $13,392-97.1% |