Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,012 | $77,523-61.3% | $100,383-70.1% | $80,874-62.9% |
| Participation rate | 52.6% | 77.0%-24.3pp | 81.5%-28.9pp | 67.6%-15.0pp |
| Annual return | 8.19% | 37.21%-29.0pp | 49.26%-41.1pp | 35.62%-27.4pp |
| Employer contribution / active EE | $1,263 | $2,801-54.9% | $3,944-68.0% | $2,756-54.2% |
| Participant deferral / active EE | $2,465 | $6,822-63.9% | $8,086-69.5% | $4,297-42.6% |
| Admin fee / account holder | $1,938 | $5,899-67.2% | $7,900-75.5% | $6,935-72.1% |