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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,180 | $72,426-1.7% | $67,560+5.4% | $145,897-51.2% |
| Participation rate | 33.3% | 76.9%-43.6pp | 72.9%-39.6pp | 80.3%-47.0pp |
| Annual return | 8.97% | 7226.78%-7217.8pp | 3533.50%-3524.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $712 | $3,074-76.8% | $2,737-74.0% | $4,663-84.7% |
| Participant deferral / active EE | $2,138 | $4,785-55.3% | $4,004-46.6% | $6,689-68.0% |
| Admin fee / account holder | $211 | $5,514-96.2% | $3,994-94.7% | $13,390-98.4% |