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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,180 | $72,403-1.7% | $67,524+5.4% | $145,978-51.2% |
| Participation rate | 33.3% | 76.9%-43.5pp | 72.9%-39.6pp | 80.3%-47.0pp |
| Annual return | 8.97% | 7197.23%-7188.3pp | 3519.41%-3510.4pp | 550.52%-541.5pp |
| Employer contribution / active EE | $712 | $3,072-76.8% | $2,734-73.9% | $4,662-84.7% |
| Participant deferral / active EE | $2,138 | $4,782-55.3% | $4,001-46.6% | $6,690-68.0% |
| Admin fee / account holder | $211 | $5,541-96.2% | $4,001-94.7% | $13,400-98.4% |