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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,547 | $89,259+20.5% | $107,187+0.3% | $82,637+30.1% |
| Participation rate | 69.7% | 67.9%+1.8pp | 75.0%-5.3pp | 68.1%+1.6pp |
| Annual return | 14.36% | 21.02%-6.7pp | 204.55%-190.2pp | 53.51%-39.1pp |
| Employer contribution / active EE | $1,495 | $3,080-51.5% | $3,782-60.5% | $2,552-41.4% |
| Participant deferral / active EE | $5,775 | $4,037+43.0% | $5,096+13.3% | $4,126+40.0% |
| Admin fee / account holder | $6,295 | $7,381-14.7% | $9,162-31.3% | $7,339-14.2% |