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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,547 | $88,672+21.3% | $105,223+2.2% | $82,448+30.4% |
| Participation rate | 69.7% | 67.9%+1.8pp | 75.0%-5.3pp | 68.1%+1.6pp |
| Annual return | 14.36% | 30.86%-16.5pp | 180.65%-166.3pp | 41.64%-27.3pp |
| Employer contribution / active EE | $1,495 | $3,048-50.9% | $3,689-59.5% | $2,551-41.4% |
| Participant deferral / active EE | $5,775 | $4,036+43.1% | $5,072+13.9% | $4,139+39.5% |
| Admin fee / account holder | $6,295 | $7,146-11.9% | $8,859-28.9% | $7,234-13.0% |