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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,547 | $96,731+11.2% | $123,973-13.2% | $86,983+23.6% |
| Participation rate | 69.7% | 70.0%-0.3pp | 76.7%-7.0pp | 69.5%+0.2pp |
| Annual return | 14.36% | 17.33%-3.0pp | 388.13%-373.8pp | 25.83%-11.5pp |
| Employer contribution / active EE | $1,495 | $3,297-54.7% | $4,126-63.8% | $2,584-42.1% |
| Participant deferral / active EE | $5,775 | $4,152+39.1% | $5,247+10.1% | $4,194+37.7% |
| Admin fee / account holder | $6,295 | $8,722-27.8% | $11,799-46.6% | $7,856-19.9% |