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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,627 | $108,897+23.6% | $100,378+34.1% | $145,877-7.7% |
| Participation rate | 85.7% | 83.0%+2.7pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 10.78% | 58.17%-47.4pp | 49.41%-38.6pp | 551.28%-540.5pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,396 | $8,455-59.8% | $8,087-58.0% | $6,691-49.2% |
| Admin fee / account holder | $21,845 | $9,690+125.4% | $7,899+176.6% | $13,402+63.0% |