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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,558 | $160,070-10.9% | $147,117-3.1% | $145,897-2.3% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 15.60% | 98.69%-83.1pp | 420.54%-404.9pp | 552.29%-536.7pp |
| Employer contribution / active EE | $12,863 | $5,285+143.4% | $4,932+160.8% | $4,663+175.9% |
| Participant deferral / active EE | $8,010 | $8,419-4.9% | $8,065-0.7% | $6,689+19.7% |
| Admin fee / account holder | $1,347 | $15,035-91.0% | $12,993-89.6% | $13,390-89.9% |