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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,558 | $159,934-10.9% | $147,005-3.0% | $145,959-2.3% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 15.60% | 98.24%-82.6pp | 418.76%-403.2pp | 561.95%-546.4pp |
| Employer contribution / active EE | $12,863 | $5,287+143.3% | $4,934+160.7% | $4,661+176.0% |
| Participant deferral / active EE | $8,010 | $8,427-5.0% | $8,070-0.7% | $6,689+19.8% |
| Admin fee / account holder | $1,347 | $15,053-91.0% | $13,006-89.6% | $13,398-89.9% |