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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,375 | $213,785-66.6% | $185,441-61.5% | $155,188-54.0% |
| Participation rate | 87.5% | 83.2%+4.3pp | 80.3%+7.2pp | 80.8%+6.7pp |
| Annual return | 3.62% | 19.97%-16.3pp | 20.16%-16.5pp | 148.84%-145.2pp |
| Employer contribution / active EE | $1,654 | $5,393-69.3% | $4,672-64.6% | $4,248-61.1% |
| Participant deferral / active EE | $2,972 | $6,864-56.7% | $6,152-51.7% | $6,531-54.5% |
| Admin fee / account holder | $568 | $21,134-97.3% | $17,890-96.8% | $14,480-96.1% |