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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,375 | $199,109-64.2% | $173,730-58.9% | $154,746-53.9% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.6%+7.9pp | 80.7%+6.8pp |
| Annual return | 3.62% | 20.02%-16.4pp | 19.96%-16.3pp | 172.34%-168.7pp |
| Employer contribution / active EE | $1,654 | $5,311-68.9% | $4,577-63.9% | $4,379-62.2% |
| Participant deferral / active EE | $2,972 | $7,113-58.2% | $6,326-53.0% | $6,730-55.8% |
| Admin fee / account holder | $568 | $20,916-97.3% | $17,523-96.8% | $14,365-96.0% |