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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,985 | $72,071-62.6% | $68,368-60.5% | $137,256-80.3% |
| Participation rate | 76.9% | 76.2%+0.7pp | 73.8%+3.2pp | 80.0%-3.0pp |
| Annual return | 16.44% | 353.14%-336.7pp | 292.57%-276.1pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,790 | $2,788-35.8% | $2,649-32.4% | $4,156-56.9% |
| Participant deferral / active EE | $3,669 | $4,410-16.8% | $4,123-11.0% | $6,407-42.7% |
| Admin fee / account holder | $4,724 | $5,336-11.5% | $5,150-8.3% | $12,270-61.5% |