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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,596 | $126,661-92.4% | $113,397-91.5% | $138,895-93.1% |
| Participation rate | 82.4% | 79.4%+2.9pp | 76.5%+5.9pp | 79.9%+2.4pp |
| Annual return | 27.26% | 25.05%+2.2pp | 23.20%+4.1pp | 145.39%-118.1pp |
| Employer contribution / active EE | $1,458 | $3,456-57.8% | $2,977-51.0% | $4,194-65.2% |
| Participant deferral / active EE | $782 | $5,693-86.3% | $5,076-84.6% | $6,396-87.8% |
| Admin fee / account holder | $746 | $14,549-94.9% | $11,957-93.8% | $12,562-94.1% |