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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,316 | $196,972+37.2% | $182,262+48.3% | $198,609+36.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 12.34% | 158.27%-145.9pp | 140.60%-128.3pp | 202.70%-190.4pp |
| Employer contribution / active EE | $2,981 | $5,364-44.4% | $5,046-40.9% | $5,055-41.0% |
| Participant deferral / active EE | $6,008 | $8,643-30.5% | $8,276-27.4% | $6,977-13.9% |
| Admin fee / account holder | $12,134 | $18,429-34.2% | $16,712-27.4% | $19,030-36.2% |