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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,316 | $162,136+66.7% | $152,301+77.5% | $154,746+74.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.34% | 91.02%-78.7pp | 80.50%-68.2pp | 172.34%-160.0pp |
| Employer contribution / active EE | $2,981 | $4,890-39.0% | $4,624-35.5% | $4,379-31.9% |
| Participant deferral / active EE | $6,008 | $8,341-28.0% | $8,004-24.9% | $6,730-10.7% |
| Admin fee / account holder | $12,134 | $15,759-23.0% | $14,398-15.7% | $14,365-15.5% |