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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,316 | $156,398+72.8% | $147,318+83.5% | $138,895+94.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.34% | 78.75%-66.4pp | 70.43%-58.1pp | 145.39%-133.1pp |
| Employer contribution / active EE | $2,981 | $4,853-38.6% | $4,593-35.1% | $4,194-28.9% |
| Participant deferral / active EE | $6,008 | $8,237-27.1% | $7,906-24.0% | $6,396-6.1% |
| Admin fee / account holder | $12,134 | $14,976-19.0% | $13,708-11.5% | $12,562-3.4% |