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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,673 | $161,352-76.0% | $134,172-71.2% | $137,256-71.8% |
| Participation rate | 71.4% | 78.3%-6.9pp | 72.5%-1.0pp | 80.0%-8.5pp |
| Annual return | 5.49% | 28.72%-23.2pp | 25.30%-19.8pp | 220.34%-214.9pp |
| Employer contribution / active EE | $1,799 | $4,099-56.1% | $3,420-47.4% | $4,156-56.7% |
| Participant deferral / active EE | $3,482 | $5,552-37.3% | $4,690-25.8% | $6,407-45.7% |
| Admin fee / account holder | $74,092 | $15,028+393.0% | $12,016+516.6% | $12,270+503.8% |