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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,039 | $132,634-63.8% | $115,768-58.5% | $137,256-65.0% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.4%-24.4pp | 80.0%-30.0pp |
| Annual return | 11.31% | 160.70%-149.4pp | 100.46%-89.2pp | 220.34%-209.0pp |
| Employer contribution / active EE | $1,473 | $3,360-56.2% | $2,940-49.9% | $4,156-64.6% |
| Participant deferral / active EE | $3,895 | $5,619-30.7% | $4,917-20.8% | $6,407-39.2% |
| Admin fee / account holder | $10,435 | $15,028-30.6% | $12,439-16.1% | $12,270-15.0% |