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| Provider | Service type | Compensation |
|---|---|---|
MASSACHUSETTS MUTUAL LIFE INS. CO.10+ years Filed as: MML INVESTOR SERVICES LLC Service code 27 · EIN 04-1590850 | Advisory (Plan) | $31,580 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $13,977 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,866 | $89,465-20.8% | $165,100-57.1% | $77,762-8.9% |
| Participation rate | 61.1% | 78.6%-17.6pp | 78.6%-17.5pp | 70.6%-9.5pp |
| Annual return | 16.80% | 28.86%-12.1pp | 70.21%-53.4pp | 31.27%-14.5pp |
| Employer contribution / active EE | $2,747 | $2,565+7.1% | $4,348-36.8% | $2,728+0.7% |
| Participant deferral / active EE | $5,227 | $4,904+6.6% | $6,035-13.4% | $4,651+12.4% |
| Admin fee / account holder | $72 | $340-78.8% | $12,696-99.4% | $433-83.3% |