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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,662 | $108,942+69.5% | $100,415+83.9% | $145,897+26.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.53% | 58.27%-44.7pp | 49.47%-35.9pp | 552.29%-538.8pp |
| Employer contribution / active EE | $16,077 | $4,422+263.6% | $3,943+307.7% | $4,663+244.8% |
| Participant deferral / active EE | $13,033 | $8,461+54.0% | $8,091+61.1% | $6,689+94.8% |
| Admin fee / account holder | $1,377 | $9,702-85.8% | $7,906-82.6% | $13,390-89.7% |