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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,001 | $72,071-19.5% | $68,368-15.2% | $137,256-57.7% |
| Participation rate | 95.0% | 76.2%+18.8pp | 73.8%+21.2pp | 80.0%+15.0pp |
| Annual return | 13.63% | 353.14%-339.5pp | 292.57%-278.9pp | 220.34%-206.7pp |
| Employer contribution / active EE | $6,446 | $2,788+131.2% | $2,649+143.4% | $4,156+55.1% |
| Participant deferral / active EE | $4,378 | $4,410-0.7% | $4,123+6.2% | $6,407-31.7% |
| Admin fee / account holder | $2,364 | $5,336-55.7% | $5,150-54.1% | $12,270-80.7% |