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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,232 | $81,331-29.6% | $155,534-63.2% | $80,935-29.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 5.46% | 33.37%-27.9pp | 64.92%-59.5pp | 35.66%-30.2pp |
| Employer contribution / active EE | $10,122 | $3,105+226.0% | $4,675+116.5% | $2,757+267.2% |
| Participant deferral / active EE | $4,684 | $3,454+35.6% | $5,630-16.8% | $4,299+8.9% |
| Admin fee / account holder | $46,028 | $7,999+475.4% | $15,900+189.5% | $6,924+564.7% |