Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,488 | $65,246-56.3% | $98,716-71.1% | $67,986-58.1% |
| Participation rate | 41.6% | 51.4%-9.8pp | 69.3%-27.7pp | 57.2%-15.6pp |
| Annual return | 18.90% | 20.58%-1.7pp | 31.81%-12.9pp | 31.67%-12.8pp |
| Employer contribution / active EE | $0 | $1,042-100.0% | $2,279-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $3,445 | $2,594+32.8% | $4,048-14.9% | $3,358+2.6% |
| Admin fee / account holder | $2,602 | $4,561-43.0% | $8,703-70.1% | $3,203-18.8% |