Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,907 | $59,448-59.8% | $93,696-74.5% | $74,459-67.9% |
| Participation rate | 36.1% | 59.6%-23.6pp | 68.7%-32.7pp | 67.2%-31.2pp |
| Annual return | 17.97% | 82.11%-64.1pp | 133.74%-115.8pp | 1369.70%-1351.7pp |
| Employer contribution / active EE | $256 | $1,266-79.8% | $2,422-89.4% | $2,626-90.3% |
| Participant deferral / active EE | $3,235 | $3,052+6.0% | $4,417-26.7% | $4,350-25.6% |
| Admin fee / account holder | $5,641 | $3,027+86.3% | $8,287-31.9% | $1,945+190.0% |