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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,345 | $156,616-48.7% | $133,346-39.7% | $198,609-59.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 13.80% | 44.25%-30.4pp | 36.85%-23.0pp | 202.70%-188.9pp |
| Employer contribution / active EE | $3,586 | $3,368+6.5% | $2,853+25.7% | $5,055-29.1% |
| Participant deferral / active EE | $6,826 | $4,920+38.8% | $4,332+57.6% | $6,977-2.2% |
| Admin fee / account holder | $1,805 | $17,468-89.7% | $14,264-87.3% | $19,030-90.5% |