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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,345 | $112,729-28.7% | $98,716-18.6% | $137,256-41.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.80% | 38.48%-24.7pp | 31.81%-18.0pp | 220.34%-206.5pp |
| Employer contribution / active EE | $3,586 | $2,725+31.6% | $2,279+57.4% | $4,156-13.7% |
| Participant deferral / active EE | $6,826 | $4,640+47.1% | $4,048+68.7% | $6,407+6.5% |
| Admin fee / account holder | $1,805 | $10,129-82.2% | $8,703-79.3% | $12,270-85.3% |