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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,164 | $102,393-60.8% | $147,041-72.7% | $80,911-50.4% |
| Participation rate | 87.5% | 75.9%+11.6pp | 82.2%+5.3pp | 67.6%+19.9pp |
| Annual return | 11.21% | 134.95%-123.7pp | 419.21%-408.0pp | 35.63%-24.4pp |
| Employer contribution / active EE | $2,584 | $3,715-30.5% | $4,935-47.6% | $2,756-6.3% |
| Participant deferral / active EE | $5,464 | $6,647-17.8% | $8,071-32.3% | $4,297+27.2% |
| Admin fee / account holder | $12,070 | $7,943+52.0% | $13,006-7.2% | $6,935+74.1% |