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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,164 | $102,385-60.8% | $147,080-72.7% | $80,935-50.4% |
| Participation rate | 87.5% | 75.9%+11.6pp | 82.2%+5.3pp | 67.7%+19.8pp |
| Annual return | 11.21% | 135.09%-123.9pp | 420.17%-409.0pp | 35.66%-24.5pp |
| Employer contribution / active EE | $2,584 | $3,717-30.5% | $4,933-47.6% | $2,757-6.3% |
| Participant deferral / active EE | $5,464 | $6,651-17.8% | $8,066-32.3% | $4,299+27.1% |
| Admin fee / account holder | $12,070 | $7,951+51.8% | $12,989-7.1% | $6,924+74.3% |