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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,067 | $129,737-51.4% | $119,126-47.1% | $154,746-59.2% |
| Participation rate | 81.8% | 78.9%+3.0pp | 75.8%+6.1pp | 80.7%+1.1pp |
| Annual return | 14.18% | 379.08%-364.9pp | 282.11%-267.9pp | 172.34%-158.2pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,395 | $5,842-41.9% | $5,318-36.2% | $6,730-49.6% |
| Admin fee / account holder | $886 | $11,961-92.6% | $10,693-91.7% | $14,365-93.8% |