Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,570 | $77,896+235.8% | $134,172+95.0% | $82,448+217.3% |
| Participation rate | 23.1% | 62.8%-39.7pp | 72.5%-49.4pp | 68.1%-45.0pp |
| Annual return | 10.22% | 18.21%-8.0pp | 25.30%-15.1pp | 41.64%-31.4pp |
| Employer contribution / active EE | $763 | $2,159-64.7% | $3,420-77.7% | $2,551-70.1% |
| Participant deferral / active EE | $1,091 | $3,162-65.5% | $4,690-76.7% | $4,139-73.6% |
| Admin fee / account holder | $3,358 | $6,336-47.0% | $12,016-72.1% | $7,234-53.6% |