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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,483 | $73,787-49.2% | $98,716-62.0% | $82,448-54.5% |
| Participation rate | 49.2% | 61.4%-12.3pp | 69.3%-20.1pp | 68.1%-18.9pp |
| Annual return | 12.66% | 18.57%-5.9pp | 31.81%-19.1pp | 41.64%-29.0pp |
| Employer contribution / active EE | $1,423 | $1,511-5.9% | $2,279-37.6% | $2,551-44.2% |
| Participant deferral / active EE | $1,675 | $3,081-45.6% | $4,048-58.6% | $4,139-59.5% |
| Admin fee / account holder | $17,626 | $6,500+171.2% | $8,703+102.5% | $7,234+143.6% |