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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,063 | $111,878-97.3% | $93,727-96.7% | $145,897-97.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 25.32% | 204.28%-179.0pp | 133.83%-108.5pp | 552.29%-527.0pp |
| Employer contribution / active EE | $3,278 | $3,092+6.0% | $2,421+35.4% | $4,663-29.7% |
| Participant deferral / active EE | $3,472 | $4,920-29.4% | $4,417-21.4% | $6,689-48.1% |
| Admin fee / account holder | $4,458 | $10,256-56.5% | $8,292-46.2% | $13,390-66.7% |