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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,878 | $81,476-9.3% | $102,383-27.8% | $80,925-8.7% |
| Participation rate | 62.5% | 66.8%-4.3pp | 74.5%-12.0pp | 67.7%-5.2pp |
| Annual return | 13.41% | 25.59%-12.2pp | 24.94%-11.5pp | 35.65%-22.2pp |
| Employer contribution / active EE | $2,958 | $3,105-4.7% | $3,870-23.6% | $2,756+7.3% |
| Participant deferral / active EE | $6,856 | $3,871+77.1% | $5,060+35.5% | $4,299+59.5% |
| Admin fee / account holder | $7,784 | $6,717+15.9% | $8,391-7.2% | $6,940+12.2% |