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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,613 | $58,275+17.7% | $81,844-16.2% | $80,935-15.2% |
| Participation rate | 61.1% | 63.5%-2.4pp | 72.4%-11.3pp | 67.7%-6.6pp |
| Annual return | 19.66% | 41.82%-22.2pp | 778.87%-759.2pp | 35.66%-16.0pp |
| Employer contribution / active EE | $917 | $2,346-60.9% | $2,916-68.6% | $2,757-66.8% |
| Participant deferral / active EE | $1,706 | $3,285-48.1% | $4,323-60.6% | $4,299-60.3% |
| Admin fee / account holder | $2,290 | $4,749-51.8% | $7,355-68.9% | $6,924-66.9% |