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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,613 | $58,234+17.8% | $81,783-16.1% | $80,874-15.2% |
| Participation rate | 61.1% | 63.4%-2.3pp | 72.4%-11.2pp | 67.6%-6.5pp |
| Annual return | 19.66% | 41.70%-22.0pp | 775.05%-755.4pp | 35.62%-16.0pp |
| Employer contribution / active EE | $917 | $2,341-60.9% | $2,913-68.5% | $2,756-66.7% |
| Participant deferral / active EE | $1,706 | $3,283-48.0% | $4,320-60.5% | $4,297-60.3% |
| Admin fee / account holder | $2,290 | $4,982-54.0% | $7,380-69.0% | $6,935-67.0% |