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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,214 | $29,319+105.4% | $52,425+14.9% | $82,448-27.0% |
| Participation rate | 45.1% | 46.9%-1.8pp | 55.6%-10.5pp | 68.1%-23.0pp |
| Annual return | 16.83% | 535.20%-518.4pp | 302.12%-285.3pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,711 | $586+191.8% | $914+87.2% | $2,551-32.9% |
| Participant deferral / active EE | $3,684 | $1,171+214.5% | $1,790+105.7% | $4,139-11.0% |
| Admin fee / account holder | $18,047 | $1,962+819.8% | $2,495+623.4% | $7,234+149.5% |