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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,443,264 | $275,752+423.4% | $256,809+462.0% | $198,609+626.7% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 23.69% | 34.81%-11.1pp | 32.73%-9.0pp | 202.70%-179.0pp |
| Employer contribution / active EE | $30,665 | $7,721+297.2% | $7,263+322.2% | $5,055+506.6% |
| Participant deferral / active EE | $21,358 | $10,037+112.8% | $9,520+124.4% | $6,977+206.1% |
| Admin fee / account holder | $170,268 | $25,716+562.1% | $25,146+577.1% | $19,030+794.7% |