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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,138 | $225,673+3.3% | $203,872+14.4% | $155,188+50.2% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 15.89% | 95.91%-80.0pp | 85.11%-69.2pp | 148.84%-133.0pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,757-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $10,740 | $6,893+55.8% | $6,388+68.1% | $6,531+64.4% |
| Admin fee / account holder | $931 | $12,327-92.4% | $11,730-92.1% | $14,480-93.6% |