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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,591 | $110,379-46.0% | $102,412-41.8% | $145,884-59.2% |
| Participation rate | 46.2% | 77.9%-31.8pp | 74.5%-28.3pp | 80.3%-34.1pp |
| Annual return | 10.18% | 24.84%-14.7pp | 24.94%-14.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $1,703 | $4,216-59.6% | $3,870-56.0% | $4,662-63.5% |
| Participant deferral / active EE | $5,201 | $5,622-7.5% | $5,060+2.8% | $6,690-22.2% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,392-100.0% |