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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,594 | $88,778-31.7% | $81,844-26.0% | $145,884-58.5% |
| Participation rate | 93.8% | 75.1%+18.7pp | 72.4%+21.4pp | 80.3%+13.4pp |
| Annual return | 13.18% | 1033.03%-1019.9pp | 778.87%-765.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,402 | $3,087-54.6% | $2,916-51.9% | $4,662-69.9% |
| Participant deferral / active EE | $3,258 | $4,648-29.9% | $4,323-24.7% | $6,690-51.3% |
| Admin fee / account holder | $2,665 | $8,430-68.4% | $7,355-63.8% | $13,392-80.1% |