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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,301 | $81,233+305.4% | $155,567+111.7% | $80,874+307.2% |
| Participation rate | 96.4% | 66.2%+30.2pp | 78.2%+18.2pp | 67.6%+28.8pp |
| Annual return | 14.86% | 33.33%-18.5pp | 64.74%-49.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $19,972 | $3,101+544.1% | $4,674+327.3% | $2,756+624.8% |
| Participant deferral / active EE | $17,254 | $3,452+399.8% | $5,628+206.6% | $4,297+301.6% |
| Admin fee / account holder | $342 | $7,998-95.7% | $15,916-97.9% | $6,935-95.1% |