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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,301 | $81,358+304.8% | $155,556+111.7% | $80,959+306.8% |
| Participation rate | 96.4% | 66.3%+30.2pp | 78.2%+18.2pp | 67.7%+28.8pp |
| Annual return | 14.86% | 33.39%-18.5pp | 64.84%-50.0pp | 35.67%-20.8pp |
| Employer contribution / active EE | $19,972 | $3,106+542.9% | $4,675+327.2% | $2,757+624.4% |
| Participant deferral / active EE | $17,254 | $3,455+399.3% | $5,631+206.4% | $4,300+301.2% |
| Admin fee / account holder | $342 | $7,994-95.7% | $15,885-97.8% | $6,925-95.1% |