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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,238 | $174,379+103.1% | $152,093+132.9% | $138,895+155.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 5.84% | 74.86%-69.0pp | 66.36%-60.5pp | 145.39%-139.6pp |
| Employer contribution / active EE | $3,551 | $4,652-23.7% | $4,175-14.9% | $4,194-15.3% |
| Participant deferral / active EE | $6,178 | $6,159+0.3% | $5,451+13.3% | $6,396-3.4% |
| Admin fee / account holder | $49,045 | $16,880+190.6% | $14,497+238.3% | $12,562+290.4% |