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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,621 | $123,478-67.1% | $216,567-81.2% | $94,015-56.8% |
| Participation rate | 95.8% | 75.1%+20.7pp | 81.6%+14.1pp | 70.8%+25.0pp |
| Annual return | 15.43% | 23.61%-8.2pp | 12.94%+2.5pp | 17.84%-2.4pp |
| Employer contribution / active EE | $858 | $3,136-72.7% | $5,216-83.6% | $2,790-69.3% |
| Participant deferral / active EE | $3,361 | $4,556-26.2% | $6,191-45.7% | $4,249-20.9% |
| Admin fee / account holder | $1,452 | $12,753-88.6% | $21,981-93.4% | $8,951-83.8% |