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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,036 | $93,345-7.8% | $119,126-27.8% | $87,485-1.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 10.13% | 19.08%-8.9pp | 282.11%-272.0pp | 26.06%-15.9pp |
| Employer contribution / active EE | $1,343 | $3,172-57.7% | $4,034-66.7% | $2,596-48.3% |
| Participant deferral / active EE | $3,637 | $4,099-11.3% | $5,318-31.6% | $4,274-14.9% |
| Admin fee / account holder | $16,808 | $8,039+109.1% | $10,693+57.2% | $7,775+116.2% |