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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,190 | $90,530-70.0% | $76,030-64.2% | $145,897-81.4% |
| Participation rate | 63.6% | 74.4%-10.8pp | 69.1%-5.4pp | 80.3%-16.7pp |
| Annual return | 20.64% | 625.08%-604.4pp | 361.54%-340.9pp | 552.29%-531.7pp |
| Employer contribution / active EE | $2,175 | $3,319-34.5% | $2,688-19.1% | $4,663-53.4% |
| Participant deferral / active EE | $3,994 | $5,164-22.7% | $4,257-6.2% | $6,689-40.3% |
| Admin fee / account holder | $1,464 | $8,383-82.5% | $6,421-77.2% | $13,390-89.1% |