Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,614 | $95,904+2.8% | $173,730-43.2% | $64,340+53.3% |
| Participation rate | 39.6% | 60.6%-21.0pp | 79.6%-40.0pp | 55.2%-15.6pp |
| Annual return | 14.03% | 17.47%-3.4pp | 19.96%-5.9pp | 24.14%-10.1pp |
| Employer contribution / active EE | $283 | $2,323-87.8% | $4,577-93.8% | $1,862-84.8% |
| Participant deferral / active EE | $1,598 | $3,488-54.2% | $6,326-74.7% | $2,980-46.4% |
| Admin fee / account holder | $5,624 | $5,089+10.5% | $17,523-67.9% | $3,703+51.9% |