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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,458 | $183,539-67.1% | $155,556-61.1% | $145,897-58.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 14.70% | 61.31%-46.6pp | 64.84%-50.1pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,254 | $5,315-76.4% | $4,675-73.2% | $4,663-73.1% |
| Participant deferral / active EE | $8,951 | $6,467+38.4% | $5,631+59.0% | $6,689+33.8% |
| Admin fee / account holder | $845 | $19,275-95.6% | $15,885-94.7% | $13,390-93.7% |